When I went to see the bank the other day I was all prepared for an argument and then no resolution.
Instead I got my overdraft extended to £300 and a note on the system about my circumstances. To get the £35 dropped I need to phone my branch of Lloyds (Canterbury) but the lady I saw said it shouldn't be a problem.
I didn't really want my overdraft extended so much, and I certainly don't want the loan she was saying I could now have.
But the overdraft extension has meant I didn't have to pay my last £5 in to get my rent paid, that I could buy some proper food for my lunches, and that I could buy a bottle of pink M&S wine to drink after work yesterday.
The first 48 hours of an overdraft are the worst for me. That's the time when I start thinking about new CD's and DVD's and books. I've got past that now and it's only a week til payday when I can buy things I have budgeted for and feel a sense of achievement rather than feeling guilty for once again spending money I don't actually have.